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Welfare Government Schemes
Comprehensive information about Central & State government schemes, welfare programs, social security schemes, farmers welfare schemes
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Welfare Government Schemes – Introduction
In IndiaCentral and State GovernmentsDetailed information on major schemes implemented for welfare of the people, social security schemes, farmers welfare schemes and women welfare schemes
📊 Types of Government Schemes
📋 Collection of major projects
| Type | Tamil name | English name | Purpose | Beneficiaries |
|---|---|---|---|---|
| Social security | Pension plans | Pension Schemes | Old people, widows, disabled people | 60+, poor |
| Agriculture | விவசாயிகள் வருமான உதவி | PM-KISAN | வருடம் ₹6000 நேரடி பணம் | Small farmers |
| Welfare of women | Girl Child Savings | Sukanya Samriddhi Yojana | Girls are the future | 10 வயது வரை பெண் குழந்தைகள் |
| employment | 100 day job guarantee | MGNREGA | 100 day working guarantee | Rural workers |
| Hygiene | Ayushman Bharat | Ayushman Bharat | ₹5 lakh health insurance | 10 crore families |
| Education | Secondary Education Programme | Sarva Shiksha Abhiyan | Free compulsory education | Children aged 6-14 years |
| Housing | A home for everyone | Pradhan Mantri Awas Yojana | Help to build your own house | Poor families |
| Self Employed | Mudra Loan Scheme | MUDRA Loan | Loan up to ₹10 Lakh | Small entrepreneurs |
| Gas | Ujjwala Project | Ujjwala Yojana | Free gas connection | Poor women |
| Insurance | Jeevan Jyoti Bhima | PMJJBY | ₹2 lakh life insurance | 18-50 years old |
🎯 Objectives of the projects
💰 Direct Cash Assistance (DBT)
- • Direct payment into bank account
- • Prevention of corruption
- • PM-KISAN, Pension
- • Aadhaar linking is required
🏥 Health care
- • Ayushman Bharat (₹5 lakh)
- • Free medical care
- • Maternal Welfare Schemes
- • Vaccination programs
🌾 Welfare of farmers
- • PM-KISAN (₹6000/year)
- • Crop Insurance Scheme
- • Low interest loan
- • Soil fertility card
👩🎓 Education & Skill Development
- • Free Education (6-14 years)
- • Scholarship programs
- • Skill development training
- • Digital India
⚡ Shortcuts - to remember
Major Central Schemes (6)
"B-m-u-ah-mu-ma"
- BM-Kisan (Farmers)
- MGNREGA (100 days work)
- UJwala (Gas)
- bYushman Bharat (Health)
- MDRA (Small Loan)
- MKanalaya Lakshmi (Girls)
Beneficiaries of the schemes
"mu-vi-be-ki-to"
- MTheor - Pension
- VVASAYS - PM-KISAN
- BNames - Ujjwala, Sukanya
- KRamapuram - MGNREGA
- ThFor those who use the shill - Mudra
DBT (Direct Cash Assistance) Schemes
"Bank Account + Aadhaar"
- • PM-KISAN - Farmers
- • Pension - Old age
- • Scholarships – Students
- • Corruption free system
💡 Important points for exam
- ✅PM-KISAN- ₹6000 per annum (3 installments) for farmers
- ✅Ayushman Bharat- ₹5 lakh health insurance (10 crore families)
- ✅MGNREGA- 100 Day Job Guarantee (Rural)
- ✅Ujjwala Project - ஏழை பெண்களுக்கு இலவச எரிவாயு இணைப்பு
- ✅Mudra loan - சிறு தொழில்களுக்கு ₹10 லட்சம் வரை கடன்
- ✅Sukanya Samriti- Savings Scheme for Girls
- ✅DBT- Direct Cash Assistance (Aadhaar + Bank Account Required)
Central Government Schemes – Major Schemes
Central Government of IndiaMajor welfare schemes, detailed information about beneficiaries, benefits, eligibility and application procedures
🏆 Major Central Projects (2024-25)
📊 Central Schemes - Detailed information
| Project name | Inaugural year | Beneficiaries | Advantages | Ministry |
|---|---|---|---|---|
| PM-KISAN | December 2018 | 12+ crore farmers | ₹6000/year (3 installments of ₹2000) | Agriculture & Farmers Welfare |
| Ayushman Bharat (PM-JAY) | September 2018 | 10 crore families | ₹5 lakh health insurance | Health & Family Welfare |
| MGNREGA | 2005 | Rural workers | 100 day working guarantee | Rural development |
| Ujjwala Yojana | May 2016 | 9.6 crore women | Free LPG connection | Petroleum & Natural Gas |
| MUDRA Yojana | April 2015 | Small entrepreneurs | Loan up to ₹10 Lakh | Financial services |
| PM Awas Yojana - Gramin | June 2015 | The rural poor | ₹1.2 lakh stipend | Rural development |
| PM Awas Yojana - Urban | June 2015 | The urban poor | ₹2.5 lakh stipend | Housing & Urban Affairs |
| Sukanya Samriddhi Yojana | January 2015 | Girls up to 10 years | 8%+ interest savings | Financial services |
| Atal Pension Yojana | May 2015 | Workers aged 18-40 years | Pension of ₹1000-5000/month | Financial services |
| Stand Up India | April 2016 | SC/ST/Women | ₹10 Lakh - 1 Crore loan | Financial services |
🎯 Program Eligibility & Application
📋 PM-KISAN Eligibility
- • Land up to 2 hectares
- • Aadhaar card is mandatory
- • Bank account link
- • Registration at pmkisan.gov.in
💳 Ayushman Bharat eligibility
- • Being listed in SECC 2011
- • Free Golden Card
- • Treatment of 1400+ diseases
- • Verification at pmjay.gov.in
👷 MGNREGA eligibility
- • Those above 18 years of age
- • Rural residence
- • Job card is essential
- • Delivery of work in 15 days
🏭 MUDRA Merit
- • Infant: Up to ₹50,000
- • Kishore: ₹50,000 - 5 lakhs
- • Current: ₹5 - 10 lakhs
- • New/Existing Industry
⚡ Shortcuts - to remember
PM Prefix Schemes (8)
"Ki-je-ah-u-mu-su-jee-su"
- KSan - Farmers
- J(PM-JAY) - Ayushmann
- bvas - house
- UJwala - Gas
- MDRA - Debt
- SuKanya - Girls
- GeeVan Jyoti - Life Insurance
- SuRaksha Bhima – Accident Insurance
Project Inception Years
"Golden Season 2015-16"
- 2015 -Mudra, APY, Sukanya, Awas
- 2016 -Ujjwala, Stand Up India
- 2018 -PM-KISAN, Ayushman
- 2005 -MGNREGA(old)
DBT Schemes (Direct Payment)
"Bank + Aadhaar = DBT"
- •PM-KISAN- ₹2000 x 3
- •Pension- Monthly
- •Scholarship- Students
- • Anti-corruption system
💡 Important points for exam
- ✅PM-KISAN- December 2018, 12+ crore farmers, ₹6000/year
- ✅Ayushman Bharat- September 2018, World's largest health plan
- ✅MGNREGA- 2005, 100 days work, named after Mahatma Gandhi
- ✅Ujjwala- May 2016, 9.6+ crore LPG connections
- ✅MUDRA- 3 categories (Infant, Kishore, Taruna), up to ₹10 lakh
- ✅PM Awas- Home for All 2024, Village & City
- ✅Sukanya Samriddhi- Girls up to 10 years, 8%+ interest
Tamil Nadu Government Schemes - Major Welfare Schemes
Tamil Nadu GovtMajor welfare schemes, detailed information on welfare schemes, scholarships, pensions and social security schemes
🏆 Tamil Nadu Major Projects (2024-25)
📊 Tamil Nadu Schemes - Detailed Information
| Project name | Inaugural year | Beneficiaries | Advantages | Dept |
|---|---|---|---|---|
| Artist Women Rights Amount | September 2023 | 1.06 crore women | ₹1000/மாதம் (குடும்பத் தலைவி) | Social welfare |
| காலை சிற்றுண்டித் திட்டம் | September 2022 | 17+ lakh students | Free Breakfast (Class 1-5) | School education |
| Noon meal plan | 1982 (First) | All school students | Free Lunch (1-10) | School education |
| Free bus ride | August 2023 | All women | Free travel in government bus | Transportation |
| Old age pension | Continuation plan | 27+ lakh senior citizens | ₹1000/month (60+ years) | Social welfare |
| Widows' Pension | Continuation plan | 15+ lakh widows | ₹1000/month | Social welfare |
| Innovative Women Project | 2022 | Government school girls | ₹1000/month (for college studies) | higher education |
| Gold scheme for Thali | Continuation plan | Poor women | 4 gram gold + ₹50,000 | Social welfare |
| Amma Mini Clinic | 2012 | Rural people | Free Medical & Medicines | Hygiene |
| Chief Solar Project | 2023 | Low income families | Free Solar Panel (3 kW) | Electricity |
🎯 Scheme Eligibility & Registration Procedure
💰 Women's Entitlement Amount Eligibility
- • Female head of household
- • Income limit: ₹2.5 lakh
- • Aadhaar + Bank Account
- • cmwrtthittam.tn.gov.in
🍲 Breakfast plan
- • Students of class 1-5
- • Government & Government Aided Schools
- • A nutritionally balanced diet
- • Automatic registration
👴 Old Age Pension
- • People above 60 years of age
- • Income: ₹24,000/year
- • Aadhaar + Bank Account
- • Through District Collectorate
📚 Innovative Woman Merit
- • Government school girls
- • College students
- • Family Income: ₹2.5 lakh
- • 75% attendance is required
⚡ Shortcuts - to remember
₹1000/month plans (4)
"Ma-mu-vi-pu" (1000 rupees)
- MCold right amount
- MTheor Pension
- VFasting pension
- ThuMaid (Students)
Free Plans (Top 5)
"Ka-nan-be-am-soo"
- GaLye food - students
- CrabMid Day Meal - Schools
- BayRundu - Women
- AmMaa Mini Clinic - Medicine
- SueRear Panel - Electrical
2023-24 New Schemes
"Woman - Bus - Sun"
- Sep 2023 -Women's Entitlement Amount
- Aug 2023 -Free bus
- 2023 -Solar power project
- Sep 2022 -Breakfast
💡 Important points for exam
- ✅Women's Entitlement Amount- Sep 2023, 1.06+ crore women, ₹1000/month
- ✅Breakfast- Sep 2022, First State, Class 1-5 students
- ✅Noon meal- Since 1982, the largest project in the world
- ✅Free bus- By 2023, 160+ crore trips for all women
- ✅Old age pension- 60+ years, ₹1000/month, 27+ lakh people
- ✅Innovation girl- 2022, Govt School Girls, College Study
- ✅Gold for thali- 4 grams + ₹50,000, poor women marry
விவசாயிகள் நலத் திட்டங்கள் & சிறப்பு திட்டங்கள்
For farmersமத்திய & மாநில திட்டங்கள், detailed information on Crop Insurance, Loan Schemes, Special Category Schemes and Digital India Schemes
🌾 விவசாயிகள் நலத் திட்டங்கள்
📊 Farmers & Special Schemes - Details
| project | Type | Advantages | Beneficiaries | Highlight |
|---|---|---|---|---|
| PM-KISAN | Agriculture | ₹6000/year (₹2000 x 3) | 12+ crore farmers | DBT Direct Payment |
| PMFBY (Crop Insurance) | Agriculture | Natural disaster protection | Farmers | Low premium |
| Kisan Credit Card | Agriculture | 4% interest loan (₹3 lakh) | Farmers | Low interest |
| Soil fertility card | Agriculture | Free soil test | Farmers | Increase in yield |
| PMJDY (Jan Dhan Yojana) | Financial Services | Free Bank Account + RuPay Card | 52+ crore people | Zero Balance |
| PMJJBY (Jevan Jyoti) | Insurance | ₹2 lakh life insurance | 18-50 years old | ₹436/year premium |
| PMSBY (Suraksha Bhima) | Insurance | Accident insurance of ₹2 lakh | 18-70 years old | ₹20/year premium |
| Naan Mudhalvan | Capacity building | இலவச திறன் பயிற்சி | தமிழ்நாடு இளைஞர்கள் | employment |
| Tamil Nadu AI Mission | Technology | AI startup promotion | Entrepreneurs | IIT Madras |
| Vande Bharat Express | Transportation | Semi-High Speed Rail | Travelers | 160-180 kmph |
🎯 Latest Notifications (2024-25)
📢 Budget 2024 - Agriculture
- • ₹1.5 lakh crore for agriculture
- • PM-KISAN continuity
- • Promotion of organic farming
- • Nano urea delivery
🌐 Digital India projects
- • UMANG App - All Services
- • DigiLocker - Documents
- • Aarogya Setu - Hygiene
- • 5G service expansion
🏗️ Infrastructure projects
- • Cauvery-Gundar link
- • Chennai Metro Phase 2
- • Expansion of Coastal Road
- • Airport development
💡 Startup India program
- • 1 lakh+ startups
- • Fund of ₹10,000 crore
- • Tax incentives
- • Incubation Centers
⚡ Shortcuts - to remember
Farmer Schemes (5)
"Ki-pa-ka-ma-e"
- KChan (PM-KISAN) - ₹6000
- pLife Insurance (PMFBY)
- KIssan Credit Card (KCC)
- MNo. Resource Card
- e-NAM (Online Market)
Insurance Plans (3)
"JAN-SU-PA"
- GeeVan Jyoti - Durability (₹436)
- SuRaksha - Mishap (₹20)
- pLife - Agricultural Insurance
Tamil Nadu Special Schemes
"Na-Van-AI-Space"
- NaPrincipal of - Skill Development
- VarDay Bharat - Train
- AIMission - Technology
- SpaceTech Park - ISRO
💡 Important points for exam
- ✅PM-KISAN- ₹6000/year, 12+ crore farmers, through DBT
- ✅PMFBY- Crop Insurance, Natural Disaster Protection
- ✅KCC- Kisan Credit Card, 4% interest, up to ₹3 lakh
- ✅PMJDY- 52+ Crore Accounts, Zero Balance, Free
- ✅PMJJBY- ₹2 lakh life insurance, ₹436/year
- ✅Naan Mudhalvan- Tamil Nadu Skill Development Programme
- ✅Vande Bharat- 160-180 kmph, semi-high speed train
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